How you can buy an Apple MacBook and iPad today but not pay for it until 2022
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As millions of us continue to stay at home due to the ongoing health crisis you might be thinking now is a good time to upgrade or buy a new Apple iPad or MacBook. You wouldn’t be alone in splashing some money with Apple recently reporting one of its best-ever years for laptop sales. “Apple capped off a fiscal year defined by innovation in the face of adversity with a September quarter record, led by all-time records for Mac and Services,” said Tim Cook, Apple’s CEO.
Of course, the only downside of treating yourself to a shiny new Apple-branded device is the price as these premium gadgets aren’t exactly cheap. A new iPad Air will set you back at least £579 and the cheapest MacBook Air costs a rather hefty £999.
That’s far more expensive than most Windows 10 laptops, Chromebooks or budget Amazon Fire tablets. Luckily, there is currently some ways to make buying a new iPad or Mac a little more affordable.
UK retailers including Currys and Very are offering deals which allow customers to buy now and pay in 12 months. This means you can pick up a new device today and not worry about paying for it until 2022.
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The deals are available across numerous gadgets including the new iPad Air, latest M1-powered MacBook Air and top-end MacBook Pros.
Here’s some pricing for these devices.
Apple iPad Air – 64GB £556.98 – save £22.02
Apple iPad Air – 256GB £700 – save £29
Apple MacBook M1 – 256GB – £999
Apple MacBook M1 – 512GB – £1,149.97 – save £99.03
APPLE MacBook Pro – 512GB – £1,249 – save £250
APPLE MacBook Pro – 16-inch – £2470
That all sounds very tempting but these deals do come with a warning.
The one thing you must remember is if you don’t pay the balance a year after you bought the product you will be hit by some fairly hefty interest charges of up to 40 percent. Ouch!
As Currys explains, “For the first 12 months you can pay nothing (24.9% APR Representative). At the end of 12 months you can pay the balance in full, with no interest to pay. If you choose not to pay the full outstanding balance at month 12, interest will be backdated on the remaining balance from date of purchase.”
Very is even worse if you don’t pay up with the store charging a whopping 39.9%.
As long as you are confident you can pay on time these are good incentives as it means the money stays in your bank account for longer.
If you’re worried about paying the bill on time there is another offer from AO.com which allows customers to pay in monthly instalments without being charged any interest.
For example, you can pick up the new MacBook Pro 16-inch for £69 per month over three years.
Apple also offers a payment plan although this is currently not interest-free with customers charged 14.9 percent APR for using the service.
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